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Bad credit? No Credit? Slow Credit? Foreclosures? Bankruptcies?
We will get you approved, and will get you into the vehicle of your choice.


  • Only $73 Down!
  • No Payment For 90 Days!
  • Bonus Fire Tablet With Purchase
  • We Work With Over 50 Lenders
  • Low Interest Rates
  • Instant Online Approval
  • Low Priced Trucks, SUVs & Cars


John 'Trae' Tewell, III

Get a Subprime Auto Loan in Lexington, KY

When you come to our used car dealership in Lexington, KY, you'll find that we're eager to help you get behind the wheel of a new-to-you car, no matter your current financial situation. We don't care if you have good credit, bad credit or have yet to establish a credit history; we're happy to help you drive off our lot in your ideal vehicle. We're not here to judge, but we are here to help you. That means that even if you're a subprime borrower, we'll gladly help you get the car loan you need.

The team at Courtesy On Wheels will work with you to tailor a loan to your unique credit situation, even if you need a subprime car loan. When you come to our dealership, we'll begin by telling you about our three financing programs: the First-Time Buyer Program, the Continuation Program and the Credit Rebuild Program. Simply tell us which program you'd like to be a part of, and we'll get started finding the right loan for you. We're confident in our ability to finance everyone. So confident, in fact, that we offer 100% conditional credit approval, or we'll pay you $1,000 just for trying. You'll also find out instantly whether or not you're approved, so there's no waiting around for an answer. At Courtesy On Wheels, we make it as easy and hassle-free as it can be to finance the used car you need, no matter what your credit situation is.

The three programs we offer our customers are:

Credit Rebuild Program

Our most popular program is our Credit Rebuild program, which is perfect for those who currently have a bad credit score and are a subprime borrower. There are a number of reasons why your credit score might not be too high right now, ranging from divorce to lay-offs to foreclosure. At our used car dealership near Nicholasville, KY, none of that matters. We believe everyone has the potential to rebuild their credit with the right car loan, and we're here to help you do it. We're more interested in helping you pay your future bills than worrying about whether or not you paid your older ones, and you'll get the benefit of driving a new-to-you car while you repair your credit!

First-Time Buyer Program

If you're a first-time car buyer, we can help you begin to build your credit with a car loan. This is ideal for those who have yet to establish a credit history.

Continuation Program

If you already have good credit, we can help you get a great financing rate on your next used car. We offer interest rates as low as 2.9%, which will help you maintain your excellent credit score.